Montana’s 2023 Cost of Living for Working Families: A Family-Friendly Destination

The Cost of Living in Montana: A Family-Friendly Destination


When it comes to housing prices, Montana is relatively affordable compared to other states in the country. For a family of four in Montana, renting a 3-bedroom apartment can cost an average of $1400 per month, depending on the location. It is worth noting that the Northern part of Montana is cheaper than the Southern part of the state. However, owning a home is more expensive, with the average selling price of a 3-bedroom home at approximately $300,000.


Montana has a low population density, and the state is primarily rural. As such, most families require a car to get around comfortably. A family with two working parents and two children relying on one car would typically have to pay an average of $2,000-$4,000 per year for transportation.


Montana has some of the highest healthcare costs in the country. The average family can pay up to $7,000-$12,000 per year in healthcare expenses, depending on the medical needs of the family.

Daycare and Education

The cost of daycare and education depends on where you live in Montana. However, on average, a family with two working parents and two kids can expect to pay around $800 per month for daycare. The cost of education varies, but public education is free and available to every Montana resident.


Montana’s cost of living in grocery varies on location, with more remote areas having higher prices. However, typically, a family of four can spend around $500 per month on groceries in Montana.

Why People Move to Montana?

The cost of living is relatively affordable, and the state offers an excellent environment for families with kids. Montana has an abundance of outdoor activities for children, including hiking, skiing, visiting national parks, and other natural attractions. The state boasts excellent public schools and one of the lowest crime rates in the country, making it an attractive destination for families looking for a secure and safe neighborhood.

What is it like to Live in Montana as a Family with Kids?

Montana is an ideal location for parents looking to raise children in a friendly and safe environment. The state has a slow pace of life, which could be appealing if you’re searching for a natural and relaxed lifestyle. Montana has excellent educational opportunities, and it is an outdoor enthusiast’s paradise, with plenty of opportunities to explore the great outdoors.

Job Opportunities in Montana

Montana offers a wide range of job opportunities that pay well and provide a high standard of living. According to 2022 annual salary data, management occupations top the list of highest-paying jobs in Montana, with an average salary of $102,377.60 per year. Other high-paying occupations include financial managers, engineering managers, and nurse anesthetists.

In addition to these high-paying roles, skilled trades and service industries also offer competitive salaries. For example, electricians, plumbers, and HVAC technicians average around $60,000 per year, and healthcare support occupations can earn upwards of $70,000 per year with the right qualifications.

The Benefits of Living in Montana

One of the benefits of working in Montana is the relatively low cost of living compared to other states. Housing and transportation costs are lower than in many urban areas, and there are plenty of opportunities to enjoy outdoor activities and explore the state’s natural beauty without breaking the bank. This means that even mid-level or entry-level positions can offer a comfortable standard of living, allowing workers to save for the future and enjoy a good quality of life.


Montana offers a wide range of job opportunities and a lower cost of living, making it an attractive destination for families. With its breathtaking natural beauty, slower pace of life, and family-friendly environment, Montana provides an ideal setting for raising children. While there are necessary expenses associated with housing, transportation, healthcare, daycare, and education, the overall cost of living in Montana can still provide a comfortable and satisfying lifestyle for families.

This content was created by Our team derives unique insights by analyzing contemporary data from trusted sources such as the Bureau of Labor Statistics, Redfin, MIT Living Wage, among others. Should you choose to utilize this data, we kindly request that you provide a link back to our resource.